Articles | Kaduna Business and Management Reviews

11

Research Article DOI: 10.68022/kbmr.2025.3ryqfpqs

PORTFOLIO OPTIMISATION AND FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN NIGERIA: AN EMPIRICAL ANALYSIS OF ASSET ALLOCATION, DIVERSIFICATION, AND RISK MANAGEMENT

Ngbede Adikwu Ocholi^*, Maryam Abdu, Yusuf A. Hashim

This study examines the effect of portfolio optimization, specifically asset allocation, portfolio diversification, and risk management, on the financial performance of deposit money banks in Nigeria between 2014 and 2023. Grounded in Modern Portfolio Theory (MPT) and extended through hybrid models like the Black-Litterman framework and AI-driven simulations, the study uses a multiple regression a...

Dec, 2025 pp. 67-81 19 views 4 downloads

12

Research Article DOI: 10.68022/kbmr.2025.zbq2nqy6

FIRM CHARACTERISTICS AND FINANCIAL LEVERAGE OF QUOTED DIVERSIFIED FIRMS IN NIGERIA.

Muhammad Jamilu SaidU^*, Helen Afang Andow, Nuruddeen Jimoh

This study examined the relationship between complexity of business and financial leverage of quoted firms diversi fiedfirms in Nigeria. The study employed a correlational research design. The population of the study is limited to quoted diversified firms listed on the Nigerian Exchange Group as at 3Ilst December, 2024. The study population were the six quoted diversified firm in Nigeria. Hence, c...

Jun, 2025 pp. 74-87 12 views 3 downloads

13

Research Article DOI: 10.68022/kbmr.2025.9qykpcad

EFFECT OF SELF-EFFICACY ON ENTREPRENEURIAL SUCCESS OF REGISTERED SMES IN KADUNA STATE

Samirah Aisha Haruna^*, Maryam Abdu, Hudu Gambo

This study investigates the effect of self-efficacy on the entrepreneurial success of registered Small and Medium Enterprises (SMEs) in Kaduna State, Nigeria. Specifically, it examines the influence of three core dimensions of self-efficacy mastery experience, vicarious experience, and social persuasion on business success indicators such as innovation, growth, and sustainability. The research ado...

Dec, 2025 pp. 82-97 13 views 6 downloads

14

Research Article DOI: 10.68022/kbmr.2025.koejllu4

EFFECT OF CASHLESS POLICY ON CUSTOMER SATISFACTION IN LAPAI NIGER STATE, NIGERIA

Mohammed Abdullahi Yusuf^*, Ibrahim Isah, Uthman Fatima Zahra, Bawa Shuaibu Adamu, Umaru Abdulmalik Alhaji, Ibrahim Yabagi Salisu

The study examines the relationship between cashless policy on customer satisfaction in Lapai local government Nigeria. The advent of cashless policy into the Nigerian banking sector has brought mixed feelings to all stakeholders in Nigeria. The development has brought relief to a segment dominated by the operators (bankers), while the other segment dominated by the customers has complained about ...

Jun, 2025 pp. 88-100 12 views 6 downloads

15

Research Article DOI: 10.68022/kbmr.2025.d7cg12ic

HEALTH EXPENDITURE AND INFANT MORTALITY RATE IN SUB SAHARAN AFRICAN COUNTRIES: A PANEL ANALYSIS

Yusuf, Sadiq Abubakar^*, Liman, Aisha

This study examined the effect of health expenditure on the infant mortality rate in Sub-Saharan African countries. In order to explore the short-run and long-run effects of various health expenditure components on infant mortality, panel data covering the period from 1990 to 2023 were employed. The data were sourced from the World Development Indicators (WDI) of the World Bank. The study adopted ...

Dec, 2025 pp. 98-111 19 views 6 downloads

16

Research Article DOI: 10.68022/kbmr.2025.4vga7baj

EFFECT OF COLLECTIVE BARGAINING ON EMPLOYEE PRODUCTIVITY IN ELECTRICITY DISTRIBUTION COMPANIES OF NORTHWEST, NIGERIA.

Olawale Saheed Sunkanmi^*, Zainab Dabo, Muhammed Bello Idris

This study sought to find out the effect of collective bargaining on employee productivity in electricity distribution companies ofnorthwestern Nigeria. The target population ofthe study was 2856 staff in Kaduna Electricity Distribution Company through the four states covered by this company (Kaduna, Sokoto, Zamfara and Kebbi). A representative sample of456 staff was obtained by using the Yamanefo...

Jun, 2025 pp. 101-120 10 views 4 downloads

17

Research Article DOI: 10.68022/kbmr.2025.xnrd4o5s

BOARD ATTRIBUTES AND FINANCIAL PERFORMANCE OF LISTED MANUFACTURING FIRMS IN NIGERIA

Nadima Bashir Abdullahi^*

The study examined the effects of board attributes on the financial performance of listed manufacturing firms in Nigeria for the period of 2020-2024. The study used a correlational research design. The study used data extracted from annual reports of listed manufacturing firms in Nigeria. The study was anchored on the agency theory and resource dependence theory. The population of the study compri...

Dec, 2025 pp. 112-125 14 views 5 downloads

18

Research Article DOI: 10.68022/kbmr.2025.a4lzrxup

EFFECT OF FINANCIAL LITERACY ON THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN KADUNA NORTH LOCAL GOVERNMENT AREA.

Zakka Zubairu^*, Rahilahtu Ahmad Muhammad, Maryam Abdu

This study examines the impact offinancial literacy dimensions, financial knowledge, behaviour, and attitude on SME performance in Kaduna North, Nigeria, using Partial Least Squares Structural Equation Modelling (PLS-SEM). Data from 387 SMEs were analyZed using ADANCO 2.3 for structural equation modelling and SPSS for descriptive statistics. The results reveal distinct effects across financial lit...

Jun, 2025 pp. 121-134 10 views 5 downloads

19

Research Article DOI: 10.68022/kbmr.2025.lyeh4vxl

IMPACT OF AGENT BANKING ON FINANCIAL INCLUSION IN NIGERIA

Abubakar Usman Yusuf^*, Hassan Isah Yahaya, Hudu Gambo

Financial inclusion is a key to the survival of any nation economy, is a process in which all individuals have easy access to formal financial products and services (World Bank 2022). Drawing from diffusion ofinnovation theory and technology acceptance model theories. The study examines the perception offinancial included persons regarding the impact of the relationship between agent banking and f...

Dec, 2025 pp. 126-138 27 views 5 downloads

20

Research Article DOI: 10.68022/kbmr.2025.6zokccax

MODERATING EFFECT OF FIRM SIZE ON THE RELATIONSHIP BETWEEN LONG-TERM DEBT AND FINANCIAL PERFORMANCE OF LISTED HOSPITALITY FIRMS IN NIGERIA

Yusuf Lukman^*, Maryam Abdu, Rahilahtu Ahmad Muhammad

This study became imperative due to the low-level financial performance of hospitality firms. This is further buttressed by the fact that hospitality firms' contributions to GDP in Nigeria are low in comparison with 20%, 17% and 12% of hospitality and tourism contributions to GDP in Seychelles, Cape Verde and Mauritius respectively. This study therefore examined the moderating effect of firm size ...

Jun, 2025 pp. 135-146 12 views 1 downloads